Government Siezed Car Auctions

 General  Comments Off on Government Siezed Car Auctions
Mar 222022
 


Every month the government collects 1000s of siezed

cars,atv’s,buses,dirt bikes,trucks,motorcycles,campers,vans, and even

aircraft!


Where do they get them from? Many federal, state and local law

enforcement agencies sieze these vehicles from criminals. They have

tons and tons of vehicles on hand and need room so they offer auctions

to interested people, people just like you and me.


These items need to go fast, so the auctions can start from $100 or

less!


Lending institutions such as banks and the like also repossess many

houses and businesses from people who dont keep up with their payments.

They also put these items up for auction at unbelievably low prices.


Anybody can get into these auctions and purchase the house or vehicle

of their dreams.


Where do you find government auctions? Usually the government auctions

are held either locally or nationaly and they are mostly held in the

same places all the time. You can search through your morning newspaper

and maybe come across an auction. They are usually held on the same

dates every year, so finding one in your local newspaper might take

some time.


A tip thats certainly worth mentioning is the simple fact that you

should always do your research before going into any type of auction,

especialy one that involves either homes, property or vehicles. Find

out the items history and value and then decide if its worth going to

an auction. Find out what type of vehicles you are interested in first,

then look for all the information you can before getting into the

auction.


Remember this tip: Dont get caught up in a car auction hurricane! Dont

keep bidding and bidding on something that might not be worth it. Thats

why doing your research is so important. You will need to pay for the

item after the auction at the auction sites specified time period. Make

sure you dont over bid for something that isn’t worth the money.

Everything you get from these auctions will most certainly be used, so

dont get suckered in to a bidding hurricane.


To find these auctions you may have to check out a national newspaper

or ask the federal, state, or local agencies when and where they will

be having thier next auction. Also, dont forget to check with all the

banks in your area when their next auction will be. Most banks have

branches all over the country so you may be able to find some really

great deals that you normally couldnt get from your part of town.

There are also some online government and bank agency auctions. These

will charge you some money, on average around $50.00. But they do all

the work for you, which is a plus.


If you are new to auction, you may want to do extensive research on

this topic as well. Here are some guidelines for your car auctions

ventures-by all means, this isnt a complete list, but it lists some

auction basics. For a more indepth look into auctions you should do

some research at your local library or the internet.


Yankee Auctions: This is an auction where the seller will list many of

the same items. The winning bidders will pay their highest bid.


Reserved Auctions: The seller will set a reserve price for the goods.

If the bidders dont achieve this price, the seller can refuse to sell.

The seller has a choice on whether to disclose the price of the item or

not.


Private Auctions: Bidders do not have to give their identities in this

auction.


Proxy Bidding Auctions: Proxy bidding is where the seller sets the

highest price that they are willing to pay. Their bid is increased in

increments until either they have won the auction, the auction ran

higher than their highest bid, or somebody else won the auction.


On Site Auction: These type of auctions are held by companies who have

items that are much too large or costly to ship to an auction house.

The bidders will have to go to the place of business for this type of

auction.


Hammer Price Auctions: This is a type of auction that stops when the

auctioneer decides that the price has been met.


Dutch Auctions: This auction is where the seller auctions off all of

the same kind of items. The winning bidders of this auction only has to

pay the lowest price that was bid on.


Appraisal: An appraisal is when an auctioneer has looked over the

item(s) and decided on the price from the condition it is in and from

the extensive research the auctioneer has done on that type of item.


American Auction: This is an auction where the seller submits many

items for the same price. The winning bidder is someone who gives the

highest bid for the most items.


Absolute Auction: This is an auction where the seller submits an item

and cannot put a reserve price on it.


Sealed Bid Auctions: These auctions are done with the utmost secrecy.

The bidders submit thier bids by envelopes and the envelopes are opened

at a predermined time and place of the auction.


Absentee Bids: These auctions are held for people who do not want to

attend the auction. They simply submit thier bids, or have someone else

do it for them, before the auction starts.

The Search For That Trusted Mechanic

 General  Comments Off on The Search For That Trusted Mechanic
Mar 152022
 


It is best to look for that mechanic that you think would and could work on your vehicle best. The search for that trusted mechanic should start not only when you feel like your vehicle may already be experiencing problems. You should start locating that mechanic as soon as you may have thought about buying a car in the first place.


You see, a mechanic could assist you out in many deals. Since he or she is considered to be one of the experts when it comes to automobiles, the mechanic could help you out find the right car for you as well as share with you some tips on keeping your car in tiptop shape and at its best condition.


Friends could be sources of information on mechanics. You can ask your friends for recommendations on mechanics. Of course, you should ask those who already have cars. Or you can also ask colleagues or even your relatives and family. Those with cars could assist you well for they already do have experiences when dealing with mechanics and the kind of attitude their mechanics might have. Or you can also ask people in your neighborhood about mechanics. They could help you out find a good one. Try to have a list of those mechanics recommended to you and choose those that you think would do the best kind of service and repair for your vehicle.


Once you do have a list of mechanics that you can choose from, automobile experts suggest that you visit these mechanics. Check if they do services for your vehicle. You can also ask the Better Business Bureau to see if the shop which the mechanic works on has complaints. You would not surely want to have your car worked on with shops that have complaints filed against them.


For Lincoln parts and Lincoln accessories, you can check out Auto Accessories Giant.

Mortgage boom or bust in the UK

 General  Comments Off on Mortgage boom or bust in the UK
Mar 102022
 

Recent talk within the housing market of a possible slow down, marking an end to the mini boom which has been gradually pushing house prices up across the country, seem to have been premature. The latest figures from the British Bankers’ Association (BAA) indicate that mortgage lending for May has just received its biggest boost for more than two years.

David Dooks, BBA director of statistics, said, “May’s rise in net mortgage lending, the largest monthly increase since the rise of £6bn in April two years ago, shows the mortgage market to be very much alive at a time when annual house price growth is strengthening. Overall unsecured lending rose more than the recent monthly average, but a notable aspect within this was a second large net fall in credit card borrowing in the last three months. This contrast between secured and card borrowing reflects customer sentiment.”

The upturn in mortgage lending indicated by the BAA concurs with other recent surveys from the UK’s biggest mortgage lender, the Halifax, which shows house prices increasing again following a period of stagnation.

Howard Archer, from Global Insight economic consultancy, announced that the robust levels of, “Mortgage lending and approvals in May indicate that reports of the death of the ‘mini-boom’ in the housing market are premature.” He also suggested that, “House prices will see further strength in the near term at least, after showing recent tentative signs of coming off the boil.”

This is good news for the main mortgage providers, however research from Direct Line Mortgages indicates that it is not only standard mortgage companies that are set to reap the rewards from this increase in house buying. The online mortgage market was singled out by Direct Line for a huge upturn in popularity; with nearly twice as many people than previous surveyed stating that they would apply for a mortgage online if they knew they were getting the cheapest deal available.

“We believe that the online mortgage market is ready for strong growth in a similar way to the increase in recent times of grocery, music and book shopping online,” said David Dyer, commercial director for Direct Line Mortgages.

“Many people realise that the best way to achieve value for money is to go online, as they do currently when taking out a personal loan. That same philosophy will increasingly apply to buying your mortgage,” he added.

Although people looking for a mortgage appear to value direct personal contact in the initial stages of the mortgage process, Direct Line see consumers’ beginning to make the switch towards internet providers. Following the preliminary advice, consumers are starting to do their own research on the best deals online, through mortgage comparison sites like Moneynet, rather than simply accepting the deals available through the highstreet channels. Large banks such as Barclays and the major mortgage companies which maintain online facilities, along with ultra competitive smaller online mortgage providers are liable to be the biggest winners from the shifting attitudes.

Analysts are however doubtful whether house prices can continually sustain these patterns of strong increases for any extended periods. The affordability of property purchasing has, for many prospective buyers, already been affected adversely by the long term increases in house price inflation which has again reverted to above average earning growth levels. Many industry forecasters are again pointing towards the concerns expressed by housebuyers, especially first time buyers, as evidence of an expected rise in UK interest rates by the year-end.



Disclaimer:

All information contained in this article, is for general information purposes only and should not be construed as advice under the Financial Services Act 1986.
You are strongly advised to take appropriate professional and legal advice before entering into any binding contracts.

Failing To Succeed With Opt-in Email Marketing

 General  Comments Off on Failing To Succeed With Opt-in Email Marketing
Mar 082022
 

Interesting title, isn’t it. But failing in order to succeed may not seem logical to you, but it’s true, just keep reading.

My Passion and why it’s my passion:
You need a list to start making money on the internet.

No list = No Mo.ney

BLUNT TRUTH TIME: The LIST is EVERYTHING… it’s not just a “part” of you success, it IS your success. Without a list it will be very difficult to make any money online. Learn how to generate a non-stop income using your list… I can help…we are just beginning to scratch the surface!

There are some people who do make money online without a list(very, very few), I am not saying that it’s impossible to make money online without a list. What I am saying is that having your own list is the most RELIABLE, SECURE and POTENTIALLY PROFITABLE way to make mo.ney online.

MY PROFILE
My business life experience covers the gamut when it comes to Marketing, from Sales Coordination, Professional Commercial Radio Broadcasting to Counseling others.

But nothing could have prepared me for the rubbish and false promises I found being sold on the Internet. It was mind blowing!

After wasting thousands of dollars and months of work on so called value packed deals and just plain failing, I was left with two choices:

Keep on whining about it,

or

DO something about it.

Don’t get me wrong, there were some rare gems amongst the crapola, just not enough that gave value for the money.

Let me ask you, was it too much to ask people/marketers to give exactly what they promised in a sales page? That didn’t seem too much to expect to me and I’m sure to you as well.

But “Finally” I got my hands on some real quality Information from different sources concerning email opt-in marketing and things started turning around in 2004.

So I’m on the internet giving advice to newbies and even some Old Pros who are frustrated. Basically because I’ve been there, and done that. I’ve been in the trenches, would not accept failure and survived professionally and most importantly…financially.

THE MOST IMPORTANT CREDO FOR AN INTERNET MARKETER
Don’t Fear Failure, embrace it and then defeat it through education.

As Yanik Silver, http://tinyurl.com/9y9fy, says “Fail Quickly”.

Failure is part of the Process of Learning, On the Internet and in Real Life. Could you run before you could walk? Of course Not. You had to fall and get up, re-adjust and then try again until walking became second nature to you. You didn’t fear the process, stubborn little tyke that you were, YOU JUST WANTED TO WALK FOR GOD’S SAKE lol!!!.

What changed you? What destroyed that innate stubbornness you once had. Your desire to succeed was not established by conditioning or learning, it was just there and it was active. What happened? School, other children, Parents, your parent’s friends, your teachers or just life and it’s bewilderments. Did you let these outside influences handicap your burning desire to succeed, with an overwhelming fear of failure?

Stop sabotaging your success!

Do you want that Same Desire and Determination … Do you want to Succeed? Then Don’t fear failure, Learn From It, be that Stubborn little kid you once were and you will succeed.

Every Successful individual has failed in their life, just read the Bios of the Rich and Famous. You cannot succeed without first some failing attempts. So get it out of the way, kick it in the Rear and move on. That’s the process, understand it, welcome it and most importantly, Defeat it through Knowledge.

And as stated…Don’t Fear Failure…Embrace It…And Then Defeat It through an on-going Education. Absorb everything that will add to your future success and always believe…Failure is Not an Option … and it won’t be.

John C Vincent

Dreams can be Secured with Unsecured Tenant Loans

 General  Comments Off on Dreams can be Secured with Unsecured Tenant Loans
Mar 042022
 

Tenants, Students, PGs and all such people have one thing in common when we talk about applying for a loan. Can you guess what??? Yes the similarity is that none of them have any property of their own to offer as collateral. So they will be in trouble when the need for money arises. But as all problems have solution, here also there is a solution called unsecured tenant loan.

Why one should go for an unsecured tenant loan?

Unsecured tenant loans are easily available in the market. These loans come with large number of benefits which makes them distinct among other standard forms of loans. These benefits are:

•Easy and apt way of getting finance from outside resource.

•Tenants and home owners can easily apply.

•Freedom for fear of loosing your asset as there is no collateral involved

•Loan available for people with bad credit also (like defaults, arrears, CCJ’s and IVA’s, bankrupts etc) depending upon the lender.

•Faster approvals as valuation of collateral is not their.

•Better interest rates are available with increasing competition among loan lenders in the market.

How can I use the loan amount?

An Unsecured tenant loan can be used for any of the borrower personal needs. Most of the lenders don’t even ask for the purpose for which you are applying for the loan. You can use the amount for consolidation of debts, business financing, wedding expenses, children’s education etc.

How much can I get as a loan amount?

Amounts ranging from ₤1000 to ₤25000 can easily be applied under an unsecured tenant loans. But you are recommended to only apply amounts which you can repay afterwards or you will be in deep trouble afterwards. So determine your ability to repay before applying. However you can also apply for larger amounts if circumstances allow it.

Where can I get the best unsecured tenant loan?

There are lot many lenders in the market with such attractive packages which you can’t resist. Finding such genuine deals in the market may be a tougher job for you. So to save your time and energy you can go for online option to search and apply. Most of the reputed lenders have their own website. You have to just log on to their websites to find out the package which suits you the best in terms of interest rate and terms of repayment. For your help there are several comparison tools, loan calculators, Repayment calculators etc which will guide you to your way of getting financed.
Unsecured tenants loan can cover up the gap between you and your desires all you needs is to do little bit of hard work in form of research for a good lender and then apply for such loan.

Create a Commercial Real Estate Empire by Specializing in One of These Commercial Properties

 General  Comments Off on Create a Commercial Real Estate Empire by Specializing in One of These Commercial Properties
Mar 032022
 

There are many types of commercial properties available to those who work in the commercial real estate industry. Many people like to work in a specific area by working with only one or two types of commercial properties. They do this because they have expertise with that specific type of property.

Commercial properties differ more than in just their appearance and use. How you purchase, sell, operate, manage, evaluate, and price each property can be very different. Although there are some similarities, being an expert in one or two properties can greatly increase your ability to analyze good deals and maximize your profit potential. When you know the inside and out of the processes that take place with a certain type of property, know what hidden things to look for, and what mistakes to avoid, you are less likely to run into problems, and will generate positive, long lasting results.

Let’s look at the main commercial properties that you may already be involved with, or are thinking about moving into.

The first are office buildings, or office parks. The term office can be used to refer to floors, parts of floors, an entire building, or an entire office park with multiple buildings positioned in a community type setting. Office space is used for a variety of reasons. It can be used for actual offices for companies, or it can be used for places of business operations, or to meet a tenant’s specific functional and technical needs. An example of this would be an office building for medical purposes.

Office buildings can be segmented into three basic levels. The first is low rise, which has fewer than 7 stories above ground. A mid-rise has between 7 and 25 stories above ground. A high-rise has more than 25 stories above ground. These buildings are often rented by the square foot according to the total useable square feet available to the tenant.

The next type of commercial property is retail property. These are places of business where products and services are provided. There are many types of retail properties which include big boxes, outlet centers, strip centers, regional centers and power centers. Each of these has distinct characteristics that differentiate one from another. Business owners can better choose where they want to lease by identifying their product position, where the best location is, and the type of retail center that will best sell their products and services.

A big box is a large, free-standing building that is often much like a huge warehouse. They can often be found near major shopping centers and along major corridors. Companies such as Wal-Mart, Home Depot and Target are all example of big boxes.

Outlet centers are usually located in tourist or rural locations, and the businesses there offer their products and services at a discount. Strip centers are consecutive narrow parcels that have a variety of stores. They are often found along main roads and commercial corridors.

Regional centers are characterized by an enclosed, inward orientation of the stores. A walkway or common area connects the stores that offer a variety of products and services. There is usually a large, common parking lot found along the perimeter of the regional center.

Power centers are areas of business where large retailers, including large discount centers lease out the buildings. Category killers can also be found here. These are companies that offer a large selection at low prices. Ross, Mervyns, and Kohl’s can all be found in power centers. Think of the one stop place to shop retail center, and you have a power center.

Any of these types of retail centers can be chosen areas of specialization for an investor, developer or builder. This gives them a competitive advantage in the commercial real estate industry because it is the only thing in which they concentrate their efforts. You can bet there is not one thing that can pass by these people when it comes to retail centers, and they know exactly how to maximize their resources.

Industrial and warehouse properties are the next category of commercial property where you will find freestanding properties, research and development, large manufacturing, as well as industrial park properties.

Freestanding industrial properties can vary greatly in construction type, design, and overall function. They stand alone, and are usually occupied by an end user, so the building is specific to a special purpose.

A research and development property is characterized by having office space and manufacturing on the premises. You can find them most often near universities, and close to other locations of professionals.

Industrial parks are large, planned developments that can be used for special scientific and technological use, or sophisticated communications uses. They have many buildings for mixed-purpose or a single purpose that are scattered in an often functional way.

Industrial buildings and warehouses are crucial to a city’s economic development, and cities often provide tax incentives when jobs are provided and new companies are brought to a city, especially to one experiencing rapid growth.

Multi-family property is another type of commercial property in which you can specialize. They offer huge opportunities to create value. A multi-family property is not considered a commercial property unless it is greater than 5 units. Duplexes and fourplexes are not considered commercial properties, though they can be a great investment. The larger the apartment complex, for example more than 100 units, the more money you will be able to return on investment. These multi-family units have living space, appliances and amenities. Multi-family units can range from low-end to luxury type units.

The last type of commercial property is raw land. Raw land is characterized by untouched land with no improvements such as utilities and roads. It can be the most difficult property to involve yourself with; however, it can return the greatest results.

Whichever property you decide to specialize in, only begin a new project in a new area with a person who has lots of experience. You can learn a lot from someone by using this strategy. It will give you a solid foundation to do the next project on your own. This partner or associate will help you to gain the experience and insight that may otherwise take you years to learn.

Loans are Not Only for Homeowners, Get Tenant Loans

 General  Comments Off on Loans are Not Only for Homeowners, Get Tenant Loans
Mar 012022
 

Loan market is increasing with increasing cost of living. Earlier it was believed that if you own a home there are better chance for getting a loan. This is not a false statement; yes your home can get you better deals. But what about those people who are living as tenants and lacking anything to offer as collateral. Are they left out from the race of getting a loan….???. No they won’t…..with the arrival of tenant loans, popularly known as unsecured personal loans, you can apply a loan without offering anything as security.

Tenant loans are loans for you personal needs like debt consolidation, business financing, and education, health, buying property, boat, car and other such personal needs. The best thing about these loans is that you don’t have to mention the purpose of the loan to the lender. You can use the amount the way you want to use it.

Tenant loans give you the freedom from the stress and anxiety of loosing your asset as in case of secured loans. As the valuation of the collateral is not involved these loans are approved faster. Reduced and hassle free paperwork allows you to apply for these loans quite easily. Like any other unsecured loan, a tenant loan comes with a slightly higher interest rate. You can apply for a tenant loans if you are a tenant, a student or even a homeowner who don’t want to put their property at stake.

One thing which needs to be taken care of while applying for a tenant loan is your credit score. As there is no collateral, no security for the loan, only your credit score gives him some assurance that he is going to get back his money. You can obtain your credit score from credit rating agencies. They will also suggest you the ways to improve your credit score.

Normally you can apply a tenant loan for amounts ranging between ₤1000 to ₤25000. You may get higher amounts and better interest rates with little negotiations with the lender. Remember the effort is yours because the money is yours. It is highly recommended to not to apply for a loan amount which you can’t repay afterwards. Always determine your repayment ability before deciding any such loan amount.

The last but most important thing is to research properly for loan lenders. Beware of loan sharks and frauds in the loan market. Properly read terms and conditions of the loan agreement as it may contain hidden terms which can cost you later. So start searching now and get the best deals in tenant loans for your personal needs.